MEVP Terms of Use and Disclaimer
These terms apply when you visit or use any website created and hosted by MEVP, LLC ("MEVP", "we", "us"). That includes www.mevptools.com and every site that shows "Created and hosted by MEVPTools.com". Each of those sites is a "Site". By using a Site you agree to these terms. If you don't agree, please don't use the Site.
Some Sites are run by another business, such as a lender, a contractor, a clinic or an association (the "Site Operator"), on technology MEVP provides. In that case, the Site Operator is responsible for its own products, services, prices, statements and dealings with you. MEVP provides the website technology. Where a Site or a program has its own additional terms (for example the Refer & Earn terms, an independent-contractor agreement, or a loan, membership or service agreement), those add to these terms. If they conflict, the additional terms win for that program. Businesses that manage a Site are also covered by the MEVP Site License at /site-license.
1. Using the Sites
- You must be at least 18, or the age of majority where you live, to create an account or buy anything. Some Sites may set a higher age.
- Use the Sites only for lawful purposes and as they are meant to be used.
You may not:
- break the law, or infringe anyone's rights;
- harass, threaten or harm anyone;
- send spam, malware or anything meant to disrupt a Site;
- try to get into accounts, admin pages or data that aren't yours;
- get around security, access limits, usage limits or AI credit limits;
- scrape, copy or rebuild a Site or its technology (see the Site License);
- pretend to be someone else, or give false information.
We or the Site Operator may suspend or close access for anyone who breaks these terms, or to protect a Site, its users or the public.
2. Accounts and sign-in
- You are responsible for your account and for keeping your sign-in (for example your Google account) secure.
- Tell the Site Operator or MEVP right away if you think someone else has used your account.
- Information you give must be accurate and kept up to date.
3. Your content
- You keep ownership of what you upload or submit, such as messages, documents, photos and form entries ("Your Content").
- You give MEVP and the Site Operator permission to store, copy, display and process Your Content as needed to run the Site and provide what you asked for.
- You confirm that you have the right to share Your Content, and that it doesn't break the law or anyone's rights.
- We may remove content that breaks these terms.
4. AI features
- Some Sites include AI assistants and tools. AI answers can be wrong, incomplete or out of date. Check anything important with a qualified person before you rely on it.
- AI features may use credits or have limits, which the Site shows before or while you use them.
- Don't enter information into an AI feature that you aren't allowed to share, and avoid entering sensitive personal information unless the Site asks for it for a clear purpose.
5. No professional advice
Information on the Sites, including anything an AI feature says, is general information only. It is not legal, financial, tax, lending, investment, insurance, real-estate, medical, mental-health, electrical, engineering or other professional advice. It does not create a professional relationship. Any loan, quote, estimate, rate, plan or result shown on a Site is an estimate or example unless a written agreement says otherwise. Always talk to a qualified, licensed professional about your own situation. In an emergency, call 911 or your local emergency number.
6. Payments
- Prices, payment terms and refunds for products and services sold on a Site are set by the seller named on that Site (MEVP or the Site Operator).
- Payments are processed by third-party processors such as Square. MEVP does not see or store full card numbers.
- Taxes and fees are your responsibility unless the Site says otherwise.
7. Third-party services and links
Sites may link to, or work with, services run by others: sign-in providers, payment processors, maps, calendars and social networks. Those services have their own terms and privacy policies. MEVP is not responsible for them.
8. Intellectual property
The Sites and their technology, design, templates, text MEVP wrote and the names MEVP, MEVP Tools and MEVPTools.com belong to MEVP or its licensors. A Site Operator's own names, logos and content belong to that Site Operator. Nothing in these terms gives you a right to use them, except to view and use the Site as intended.
9. Disclaimer of warranties
THE SITES ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT THE LAW ALLOWS, MEVP AND THE SITE OPERATORS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT AND ACCURACY. We don't promise that a Site will be uninterrupted, error-free or secure, or that information on it is complete or current. Some places don't allow some of these exclusions, so some may not apply to you.
10. Limitation of liability
TO THE FULLEST EXTENT THE LAW ALLOWS, MEVP, THE SITE OPERATORS AND THEIR OWNERS, EMPLOYEES AND CONTRACTORS ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA OR GOODWILL, ARISING FROM YOUR USE OF A SITE. Our total liability for any claim about a Site is limited to the greater of (a) the amount you paid MEVP for the thing the claim is about in the 12 months before the claim, or (b) $100. These limits do not apply where the law doesn't allow them, such as for fraud or for liability that can't be limited by law.
11. Indemnification
You agree to defend, indemnify and hold harmless MEVP, the Site Operators, and their owners, employees and contractors from any claims, losses, damages, liabilities, costs and expenses (including reasonable attorneys' fees) that come from:
- your use or misuse of a Site;
- Your Content;
- your breaking these terms or any law;
- your violation of anyone else's rights.
We may take over the defense of a claim at our own cost, and you agree to cooperate.
12. Changes and ending
- We may change a Site or these terms. Each version of these terms has a number and date. Changes apply from when they are posted, unless the law requires notice first. If you keep using a Site after a change, that means you accept it.
- We may stop offering a Site or a feature at any time.
- Sections 3, 5 and 8 to 13 continue after your use ends.
13. Disputes and governing law
- Please contact us first. Most problems can be solved quickly by email.
- These terms are governed by the laws of [the State of Arizona, without regard to conflict-of-law rules: attorney to confirm]. Courts in [Maricopa County, Arizona: attorney to confirm] have exclusive jurisdiction, unless the law where you live says otherwise.
- [Optional, for the attorney to decide: binding individual arbitration and a class-action waiver, with a small-claims carve-out and an opt-out window.]
14. Privacy
How personal information is handled is described in the privacy notice for each Site, [link: attorney/MEVP to confirm the privacy notice for each Site].
15. Contact
MEVP, LLC · vanpelt@mevpca.com · www.mevptools.com